Finally!!!!!!

Well i had a loan 3 years ago and decided to split the payments over weeks instead of months just because i get paid weekly so it was just easier, well as this is the case when it is a 5 week month (whenever there is 5 Fridays in a month) i cancel one of the payments so that i get that money to myself. Well yesterday was the day that i have to ring them so that they can stop this weeks payment, so i ring up the guy and give him my name post code and password on my account and he asked if i only had one loan with them, which i do, and he said he just needs to check the details again, so i gave him my name, postcode and password and he said that it is showing that the balance was £0, i thought they had got this wrong as i was supposed to be paying for it till like march, but he said there isn't any more payments due and i could cancel the direct debit at my bank. i logged onto my online banking and sure enough the direct debit had been canceled. It turns out because i had divided it up i was paying more so it was paid off a lot quicker. Go me, for the past like 3 years i have been trying so hard to not be in debt so most of my spare money has been spent on paying off everything i owe, now after all that i am now debt free other than on going things like phone contract and pet insurance and my laptop which is on a buy now pay next year. This means i will be able to pay off the hotel and seat covers in a matter of weeks and not have to wait for over a year for it to be paid. I am so proud of myself for being able to do that and to have been so disciplined for the past few years to become DEBT FREE!!!!!!!!